Best Student Loan Rates for May 26, 2026: Abe Leads At 2.54%

Student loan rates have held steady while lenders have positioned themselves with their low headline rates leading into peak student loan season. As of May 26, 2026, private student loan lenders are offering fixed rates as low as 2.54% APR and variable rates starting as low as 3.03% APR, depending on credit profile, degree program, and repayment term.

Abe℠ Student Loans currently offers the lowest fixed rate loan available. Student Choice is currently offering the lowest variable rate student loan available.

While federal student loan rates are set annually by Congress, private lenders continue to adjust based on market ...