Key Takeaways:
- David Schwartz says his crypto exposure is now almost entirely XRP and Ripple equity.
- Despite this, he still supports diversification and admits the position wasn’t fully planned.
- He advises investors to take profits when gains become “life-changing,” though some ignore it and win big.
A senior voice inside Ripple has sparked fresh debate on crypto investing after revealing a highly concentrated portfolio. His remarks underscore the conflict between faith and risk-taking in the turbulent markets.

XRP Dominates Schwartz’s Portfolio
David Schwartz confirmed he now holds almost no crypto outside XRP and his stake in Ripple. The change was not a well-calculated plan but the outcome of the actions throughout years.
I have always said that if you had life changing amounts o...


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