Hello friends. I hope you’re enjoying the summer break as much as my son is. RB40Jr just wrapped up an incredibly busy freshman year of high school. Now, his main goal seems to be playing video games until 3 a.m. and waking up at noon. Actually, I have no idea exactly how late he stays up because I’m out cold by 11 p.m. Life is sweet for a teenager when school is out.

Things are going pretty well on my end, too. My glacial pace transition to full retirement is almost complete. I left my engineering career way back in 2012 and have been mea...